$15.58M State Farm AR Total Loss Settlement

Arkansas residents who made a first-party State Farm insurance claim between Nov. 29, 2016, and Oct. 18, 2021, whose vehicle was deemed a total loss and whose payment was based on an Audatex report including a typical negotiation adjustment qualify.

Claimants must provide their State Farm policy number and/or total loss claim information.

About This Settlement

A class action lawsuit alleged that State Farm Mutual Automobile Insurance Co. undervalued total loss vehicle claims for Arkansas policyholders by applying 'typical negotiation adjustments' to Audatex valuation reports, causing claimants to allegedly receive less than the actual cash value of their vehicles. State Farm denied any wrongdoing but agreed to a $15,583,700 settlement to resolve these claims. This page is for informational purposes only and does not constitute legal advice.

Who Qualifies

• You may be eligible to file a claim if you meet all of the following criteria:
• You are an Arkansas resident
• You made a first-party claim on a State Farm auto insurance policy between November 29, 2016, and October 18, 2021
• State Farm determined your vehicle was a total loss during that period
• Your claim payment was based on an Audatex valuation report that included a 'typical negotiation adjustment' applied to at least one comparable vehicle
• You can provide proof of your State Farm policy number and/or total loss claim information

What You May Receive

Eligible claimants may receive an estimated $489, representing approximately 68% of the total negotiation adjustment amount applied to their claim. Exact payment amounts will vary depending on the total number of valid claims filed. No specific payout amount is guaranteed.

How to File a Claim

1. Visit the official settlement website at StateFarmARTotalLossLitigation.com.
2. Locate and complete the official claim form with your personal and policy information.
3. Gather and submit required documentation, including your State Farm policy number and/or total loss claim information as proof of eligibility.
4. Submit your completed claim form by the deadline of August 19, 2026. Late submissions may not be accepted.

Case Details

Settlement: Chadwick v. State Farm Mutual Automobile Insurance Co., Case No. 4:21-cv-01161-DPM
Claim Deadline: August 19, 2026
Settlement Website: StateFarmARTotalLossLitigation.com

Source: https://topclassactions.com/lawsuit-settlements/open-lawsuit-settlements/15-5m-state-farm-arkansas-total-loss-claims-class-action-settlement/